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Assistant Credit Manager

Entry-level at People First (Recruitment) Ltd

Assistant Credit Manager

Entry-level at People First (Recruitment) Ltd

  • LocationLondon, UK
  • Position levelEntry-level
  • Job period iconFull-time employment
  • Application deadline iconPosted on 11 Sep, 2018
  • Start date iconStart date:
  • Visa iconVisa Sponsor
  • Competitive£ 45,000.0 per year

Your New Job Title: Assistant Credit Manager

Your New Salary: c£45k depending on experience

Status: Permanent

Location: Central London


Responsible for developing and maintaining the Bank’s Credit Risk Management Framework. Carry out a second line credit risk function by directly organising and undertaking a programme of regular reviews of the first line credit risk function, reviewing compliance with the Credit Risk Management Manual and overviewing credit quality and standards.

What you'll be doing each day:

  • Gathering financial information on the customer creditworthiness, analysing the information, and deciding whether to offer credit to the customer (risk assessment).
  • Negotiating repayment plans or instigating legal action if recovery proves difficult (debt recovery or insolvency work).
  • Accountable for the review of quality applications and declined applications.
  • Ensure all credit risk policies are current & fit for purpose and provide guidance on operational functions that surround these policies.
  • Ensure all transactions and processing are in compliance with regulatory rules and guidelines, policies and procedures.
  • Keep up to date with current banking legislation and procedures.
  • Carry out ad-hoc projects for the department.
  • As head of the credit risk management team, provide guidance, support and coaching to members on the team to facilitate their development and achievement of their objectives.
  • Comply with all applicable regulations, rules, codes, guidelines and standards set by regulators and the Bank, and carry out duties with high integrity; and
  • Adhere to all established risk control guidelines, procedures and measures to identify, assess, report, mitigate and monitor the risks involved in the day-to-day work.

The skills you need to succeed:

  • Extensive UK based commercial and consumer banking experience
  • Good academic background and A Level results at top grades
  • 2:1 Bachelor’s Degree in Business Administration, Finance, Accounting or related discipline
  • Analysing and interpreting financial statements and tax returns
  • High level of credit risk analysis skills
  • Computer literate (good knowledge of MS Office suite - Excel, Word, PowerPoint)

Desirable Skills:

  • An understanding of the current regulatory regime applicable to banking institutions
  • Background of operating and managing within a control environment and compliance with operating procedures and risk policies
  • The ability to communicate effectively at a senior level, with strong interpersonal and influencing skills
  • Have good judgment, sound business sense and the ability to make decisions

We would be grateful if you could send your CV as a Word document. If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs. Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.

People First (Recruitment) Limited acts as an employment agency for permanent and fixed term contract recruitment and as an employment business for the supply of temporary workers. Please note that by applying for this job you accept our Terms of Use and Privacy Policy which can be found on our website.

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Job location

11 Ironmonger Ln, London, UK